It doesn't take a CPA to realize that the cost of higher education is rising rapidly.  With college costs increasing faster than inflation every year, parents need to take advantage of the full 18 years available to save for their children's schooling.

Questions we will help you answer include:

• How much do I need to save each year?

• What if I start with one large lump sum?

• What type of investments should be made?

• Can I deduct college expenses?

• Should investments be made in the child's name?

• How do minor accounts work?

• What about an educational IRA?

• What are the benefits of 529 plans?

Because we understand your and your family's needs, we know the elements that will make your plan work.  We work with you to help ensure success in meeting your objectives using our years of experience to understand the best ways for you to achieve your financial goals.

BS&P offers you the specialized knowledge you need to craft a complete, reliable financial plan.  For more information, please call us at (716) 854-5034 or e-mail us to make an appointment.